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Writer's pictureKaushik Setty

A Personalized Portfolio

2/6/24



The New Knowledge

After having a third call with Kobe Xin, things started to set in stone: I had a mentor, planned my final product, and outlined a proposal for what I would do for the next semester. I learned a lot of topics related to expanding my research such as real estate syndication, real estate funds, and private lending. Real estate private lending were funds that exchanged for interest rates and were not put off to the bank. Instead, they were individuals funds for personalized purchases. Real estate funds were funds/shares that continually grow over a period time. Here, you could keep the profit you make immediately and wouldn't have to be forced to cash out after 3-5 years. In other words, real estate funds can be considered as a combination of real estate private lending and syndication. By not needing to cash out in 3-5 years, more passive income can be accumulated through a long-term basis. The risks is also diversified since the funds are tied to the overall portfolio of all properties rather than a single property, making it less risky to maintain and regulate. Real estate syndication are larger deals that redistribute profit of appreciation of a deal to investors and keep the profit at the same time. In contrast to real estate funds, syndication is progressed through a short-term commitment that must be sold in 3-5 years. It is also tied to one property, which increases the risks when maintaining a property. This is also in contrast with real estate funding, which portrays them as polar opposites.


The Setup

The next step was to construct a display board highlighting my mission statement, an inspiring quote, a description of myself, my mentor's description, and details entailing my Original Work. I learned how to put all these requirements on my board while minimizing the amount of words on the display board. My justification for this motive was that an overwhelming amount of words wouldn't be as appealing compared to straightforward bulletin points that gave my audience a brief and concise understanding of my points.


Conclusion

Through my extensive research when I was studying market volatility, long-term appreciation, market liquidity, and inflationary periods, I have a clearer visualization on what I would do for my final product: creating an audience through the assistance and gathering emails of clients who many want to invest in a certain companies. I would then offer these emails to an investor telling them that I have a list of clients hungry for an investment in a certain company and try to sell a list of these emails for an adequate price.

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